Your journey to Montenegro will be safer with travel insurance. Discover why it’s important to travel with peace of mind and where to find the best insurance options for your trip.
Montenegro is a compact nation situated along the coast of the Adriatic Sea, featuring ancient villages, quaint islands, rugged mountains, historical walls, and even World War II submarine hideouts to explore. This destination provides a unique experience for tourists, but traveling safely in Montenegro is crucial to ensure a smooth visit.
In reality, not having insurance could prevent you from traveling to the country, as you may need it to pass through countries that mandate coverage. Given this, it is advisable not to take any chances, correct?
Here we will provide a detailed explanation on how to find and purchase travel insurance for Montenegro in a simple and hassle-free manner. Using an online insurance comparison tool can make the process incredibly easy, and we will guide you through its usage. Ready to get started?
In this article, you will find:
- What is the most secure and top-rated journey to Montenegro?
- What is the cost of a secure journey to Montenegro?
- Coupon offering a discount for secure travel
- Is it necessary to ensure that travel to Montenegro is safe?
- The Schengen Treaty is an agreement that allows for passport-free travel between participating European countries.
- Why should you purchase a safe journey to Montenegro?
- What types of insurance coverage are available for traveling to Montenegro?
- How the safety of travel functions
- How to initiate secure travel
- What kinds of travel insurance are available?
- Which travel insurance should I get for a trip to Montenegro?
- How to arrange secure transportation for a trip to Montenegro.
- Does Safe Travel Montenegro provide coverage for coronavirus?
- Top Insurance Companies in Montenegro
- Montenegro to Receive Internet Chip
- Commonly Asked Questions
What is the most secure and top-rated journey to Montenegro?
If you’re looking for a valuable travel insurance plan, you can confidently choose ITA 30 Smart Europe, Travel Assist 60 World (excluding USA)+COVID-19, and Coris 100 Europa Basic as top options in Montenegro.
In order to select the right option for your needs, carefully examine the policies available. For instance, consider Travel Assist 60 Mundo (excluding USA) + COVID-19, which is particularly beneficial for expectant mothers as it provides coverage for women up to 28 weeks pregnant.
The Coris 100 Europa Basic provides extensive coverage and includes emergency assistance through a mobile app. In contrast, the ITA 30 Smart Europe is one of the most affordable options and meets the medical coverage requirements of many European countries in the vicinity.
What is the top choice? Scroll the screen slightly to view additional information about each option.
30 Smart Europe ITA – European Smart Cities initiative
Text: €30,000 medical-hospital coverage along with €250 baggage insurance is provided. Additionally, it includes coverage for sports, dental emergencies, physiotherapy, and pharmaceutical refunds. Pricing details available.
Travel Assist 60 Global (excluding USA) coverage with COVID-19 included.
Information on the prices includes coverage of up to $60,000 for medical and hospital expenses, along with $1,200 for baggage insurance. Additionally, it provides coverage for sports-related injuries, dental emergencies, and offers reimbursement for pharmaceutical expenses.
Text: Coris 100 Basic Europe
Text: €100,000 coverage for medical and hospital expenses plus €1,000 in baggage insurance. It also includes coverage for sports injuries, dental emergencies, and reimbursement for pharmaceutical expenses. Check prices for more details.
Please refer to the information provided below for further details on top insurance companies, or explore additional choices using the online comparison tool.
| Insurance | ITA | My Travel Assist | Coris |
| Plan | ITA 30 Smart Europe | Travel Assist 60 World (except USA)+COVID-19 | Coris 100 Basic Europe |
| Medical and hospital expenses | € 30 thousand | $60,000 | € 100 thousand |
| Medical cover for sports | €1,500 | Inside the DMH | € 100 thousand |
| Coverage for pregnant women | No | Inside the DMH – Until 28 weeks | € 100 thousand – Up to 45 years and 32 weeks |
| Dental cover | € 100 | $600 | € 100 thousand |
| Pharmaceutical cover | € 150 (refund) | $600 (refund) | € 1 thousand (refund) |
| Medical expenditure by covid-19 | No | $10,000 | No |
| Regression | €5,000 | $30,000 | € 50 thousand |
| Flight delay costs | No | $300 (8 hours) | – |
| Assistance in the location of extraviated suitcase | Yeah. | No | Yeah. |
| Damage to the bag | No | No | No |
| Extraviated baggage insurance | € 250 (complete) | $1,200 (supply) | € 1 thousand (suplement) |
| Legal assistance by traffic accident | €500 | $1,000 | Yeah. |
| Insurance value | R$ 10 (per day) | $ 14,50 (per day) | $ 34,50 (per day) |
What is the cost of a secure journey to Montenegro?
It is feasible to book a secure journey to Montenegro starting at just R $10 per day. You can also utilize the online insurance comparison tool to review the various plans on offer.
The insurance coverage can differ based on the individual purchasing it or the activities they plan to engage in at the destination. For instance, an older individual may have a slightly more costly travel insurance compared to a 20-year-old, while an athlete participating in extreme sports during the trip may require a plan with a slightly higher premium.
The insurance is usually affordable and provides valuable security for a peaceful trip, alleviating concerns about handling emergencies as the insurance will take care of everything for you.
The reality is that people purchase insurance for peace of mind, hoping they never have to use it. However, if the situation arises where it is needed, having this coverage can be a valuable source of assistance during a crisis.
Explore all the secure transportation choices available in Montenegro.
Coupon offering a discount for secure travel
Instead of just having coverage for any emergencies that may occur during your trip, it is more advantageous to purchase insurance at the most competitive price available. Travel Tips readers can take advantage of a 5% discount on the final price by using the coupon code DICASDEVIAGE5. Sounds like a great deal, right?
“Additionally, customers who pay using boleto, Pix, or bank transfer can enjoy an extra 5% discount, which can be combined with other discounts. This means you can save up to 10% on booking your secure trip to Montenegro. It’s also worth noting that insurance purchases can be divided into 12 installments, making payments more convenient.”
- Click on the coupon code DICASDEVIAGE5 to receive a 5% discount.
- Make your payment through boleto, Pix, or transfer to receive an additional 5% discount and enjoy a total savings of 10%!
Is it necessary to travel safely to Montenegro?
Traveling safely to Montenegro is not mandatory, but highly advisable. It is likely that you will have a layover in a Schengen country, which necessitates a travel itinerary for all passengers. Since there are no direct flights from Brazil, it is best not to take any chances and secure your plan in advance.
There are over 20 European countries that are members of the Schengen Treaty, which aims to make travel easier between certain countries. Montenegro is not currently part of this agreement, but it is likely to join in the near future.
In this case, even if you do not plan to travel to other destinations and only intend to arrive at an airport in the Schengen area, you must still show proof of insurance. The positive aspect is that with just one insurance plan, you can travel extensively throughout the continent and enjoy excellent benefits for your trip.
Explore all the secure travel choices available in Montenegro.
Schengen Treaty – An agreement signed by several European countries to allow for the free movement of people and goods across their borders without the need for passport checks.
The Schengen Treaty is a pact among 27 countries that allows for unrestricted travel between the participating nations. This means that you can move across borders with minimal bureaucracy. For travelers, this agreement requires having travel insurance with hospital medical coverage of at least 30,000 euros. Therefore, it is important to carefully select a plan that meets this financial requirement when purchasing insurance.
The Schengen Treaty includes the following countries: Germany, Austria, Belgium, Croatia, Denmark, Slovakia, Slovenia, Spain, Estonia, Finland, France, Greece, Netherlands, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Norway, Poland, Portugal, Czech Republic, Sweden, and Switzerland.
Romania, Bulgaria, and Cyprus are currently in the process of implementing the Schengen Treaty. The United Kingdom and Ireland are not included in the treaty.
What are the benefits of purchasing a safe journey to Montenegro?
If you travel from Brazil to Montenegro, you will likely need to make a stop in another European country that is part of the Schengen area and requires travelers to have insurance. Keep in mind that this information is subject to change, so it’s advisable to check for updates on the government website.
Text: However, it’s also crucial to understand that insurance provides more than just meeting a requirement. It provides protection that ensures added security while traveling, including coverage for medical costs, reimbursement for prescriptions, lost luggage insurance, and even legal support.
“In Montenegro, there are many essential trails to explore. For example, when visiting the Fortress of Kotor, one must ascend over a thousand steps. It’s a significant journey! Have you ever questioned your mental acuity? When you take a safe trip, you won’t have to concern yourself with emergencies, medical costs, or medications. It’s a worry-free experience, isn’t it?”
Explore the various secure travel choices available in Montenegro.
What insurance coverage is needed for traveling to Montenegro?
Travel insurance typically includes coverage for common items like medical emergencies, hospital stays, and compensation for lost luggage in a standard manner. However, there are more extensive plans available that differ based on the insurance company, the specific type of coverage selected, and other factors.
If you encounter any issues while traveling, such as traffic delays, you can trust in a travel assistance service to ensure your safety. By opting for a travel insurance plan that includes legal support, you can guarantee a worry-free journey. The level of coverage provided can vary from basic to comprehensive, depending on your choice of insurance.
The typical situations that safe travel protection includes are:
- Medical, hospital, or dental care is available around the clock during international travel.
- Return to one’s own country
- Transportation for medical purposes
- Transfer of the body and funeral arrangements during travel.
- Complete disability due to an accident while traveling
- Legal and financial aid
- Passing away or severe illness of a relative
There are additional covers available for rental to ensure a safe journey.
- Assistance for Covid-19 and global health crises.
- Text: Canceling a trip
- Accidental early arrival
- Baggage fees for lost or damaged items
- Text: Incidents occurring during extreme sports
- Delay in the departure of a flight
- Expecting a baby.
Explore the various secure travel choices available in Montenegro.
Explanation of the process of secure travel
Travel insurance is a service that ensures travelers receive medical treatment while overseas and offers help in various situations, including legal issues, through support or reimbursement.
The assistance options provided by the online comparison service offer immediate support in case of emergencies. In such situations, you can reach out to the insurance company for guidance on necessary actions, such as going to the hospital. This service is provided at no extra cost to you, as the insurance covers all expenses incurred.
Insurance by reimbursement requires you to pay for medical services upfront and then submit the receipts and documentation to be reimbursed by the insurance company. This is a common practice, especially with travel insurance linked to credit cards.
Explore all the secure travel choices available in Montenegro.
How to initiate secure travel
To ensure safe travels, you can dial the toll-free number of your insurance policy from any location worldwide. The service is available in Portuguese at all times. Additionally, some insurance companies offer mobile apps that facilitate communication.
Always keep your policy number and personal information readily available. Inform the attendant about your issue so they can provide the assistance needed to resolve it, and try to stay calm in order to comprehend the instructions and navigate the situation effectively.
The key is to thoroughly review the travel insurance policy and grasp the details of the plan you purchased. If you encounter any challenges communicating with the insurance company, don’t hesitate to seek assistance, as the priority is to get the help you require. Next, reach out to the company to address the financial matter.
Explore all the secure travel alternatives in Montenegro.
What kinds of travel insurance are available?
Text: Different types of insurance are available to suit various travel preferences. You can explore more about these common types in our comprehensive guides, which provide detailed descriptions of each one.
- Insurance coverage for travel abroad
- Travel insurance provided by the government.
- Traveling safely while pregnant.
- Secure voyage on a cruise ship.
- Secure multiple journey.
- Safe travel to multiple destinations
- Annual travel insurance
- Long-term insurance coverage
- Secure exchange of travel.
- Travel insurance for students
Explore all the secure travel choices available in Montenegro.
What type of travel insurance is needed for Montenegro?
To find the top travel insurance for Montenegro, a useful suggestion is to utilize an online comparison tool for travel insurance. With numerous options on the website, we offer some guidance to assist you in selecting the most suitable plan.
Begin by writing down the cities you plan to visit at the end of the pencil. Then, shift your focus to planning and consider all the potential details for your trip.
- Which activities do you plan to engage in?
- Are extreme sports such as surfing, skydiving, and diving included in the plan?
- Are you currently pregnant or could you possibly be pregnant?
- Is there a possibility that the trip might be called off for any reason?
- Would you like coverage in case your luggage goes missing?
- Text: What is your age? Certain plans provide coverage for individuals who are considered seniors, typically up to the age of 70.
- Is your trip of considerable duration?
- Are you planning to make an exchange?
After conducting this evaluation, proceed to compare the plans offered by each insurance company and assess the coverage provided for each category. The online comparison tool allows you to evaluate up to four plans simultaneously and also identifies the most cost-effective options available.
Explore all the secure transportation choices available in Montenegro.
How to ensure secure transportation for your trip to Montenegro
It is very easy to book a safe journey to Montenegro online. A highly recommended insurance comparison website is Promo Insurance, which provides detailed information on the top insurance plans available to assist you in making your decision.
On the homepage, choose the continent you’re traveling to, input your departure and arrival dates, provide your name, email, and phone number, and then click on “search safe travel.”
You will be guided to a list displaying the insurance options for your destination. To make a comparison, select two to four plans and click on the “compare plane” option. Next, click the “compare” button located at the bottom right of the screen. Great! You can now view the benefits of each insurance policy side by side to help you make a decision and complete your purchase.
chsyys/Pexels
After being hired, you will receive your travel insurance policy by email. It is important to keep this document safe as it contains the terms and conditions of the plan you have chosen, as well as instructions on how to contact the insurer in case of an emergency.
You can reach the insurance company during your trip through phone, WhatsApp, online chat, or email. The contact information can be found in the policy document, so make sure to keep it easily accessible.
It’s important to note that all insurance companies featured on Promo Insurance offer 24/7 support in Portuguese. So, even if you’re in France, you can rest assured that you’ll receive easy and accessible service.
Explore all the secure travel choices available in Montenegro.
Does Safe Travel Montenegro provide coverage for coronavirus?
There are travel insurance options available that provide coverage for medical expenses related to Covid-19, but it is important to be aware that not all policies offer this benefit.
In order to guarantee that your travel insurance will provide coverage if you contract Covid while abroad, seek out plans that explicitly mention this feature. This detail is often clearly stated in the insurance product’s title, as demonstrated in the following examples. Nonetheless, it is important to thoroughly review the policy and clarify any uncertainties before making a purchase.
One effective method to find a secure travel option that includes Covid-19 coverage is to utilize an online tool that compares insurance plans. This way, you can easily view and compare the deductibles offered by different insurers and select the one that best suits your needs.
Top Insurance Companies in Montenegro
One common question for travelers in Montenegro is which insurance company is best for safe travel. With many companies in the market, we offer a guide on the leading ones to help you find the most suitable plan.
Read our articles to discover more about the history of each insurance company, the plans they provide, and even their reputation on Reclame Here.
- Connection or attraction.
- Card Watch
- Coris Safe Travel can be rephrased as “Coris Travel Safety.”
- “Trip Watch”
- Ensure a secure journey with Safe Travel.
- Could you please provide more context or specific information about the text “GTA” so I can accurately paraphrase it for you?
- Intermac Support
- Essential Card
- ITA Travel Text
- Text: Care for Travel
- Universal Aid
- Phrase: “Assistance for my travels”
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Commonly Asked Questions
Definition of a safe journey: International travel insurance is a service that provides medical care and support while traveling abroad in the event of an accident or emergency. Additionally, it includes legal aid, coverage for lost luggage, and other benefits. Learn more about secure travel arrangements.
Text: Which travel insurance plan is the most affordable for Montenegro? The ITA 30 Smart Europe is an economical option that offers benefits for traveling throughout Europe. Learn more about secure travel options in Montenegro.
Can I travel to Montenegro without travel insurance? While Montenegro does not mandate insurance, the neighboring countries you may need to pass through (as there are no direct flights from Brazil) do require insurance for a safe journey. It is advisable to gather more information on this matter.
If you travel without proper documentation, you might not reach your destination because there are no direct flights from Brazil, and countries that permit layovers require proof of safe travel. Make sure to verify safe travel guidelines for Montenegro.
Text: What does the travel insurance for Montenegro include? The secure travel insurance for Montenegro provides coverage for medical and hospital costs, dental care, repatriation of remains, emergency medical evacuation, and additional services and optional add-ons that can be purchased. Explore the available plans for more information.
Text: Which incidents are not covered by travel insurance in Montenegro? The insurance policy excludes accidents involving intoxicated or drug-using travelers, individuals carrying weapons, or those engaging in reckless behavior. It is important to carefully review the policy terms to ensure you are aware of what is not covered. For additional details, refer to the policy information.
I no longer plan to travel. Can I cancel my travel insurance? It is indeed possible to cancel a secure trip. To do so, reach out to the insurance provider at least two days before your trip. Unfortunately, canceling the plan is not an option after this timeframe. For further details, please refer to additional information.
Guide on how to cancel safe travel: To cancel your travel insurance, get in touch with the insurance provider and ask for cancellation. It is important to note that this request should be made at least two days before the plan’s expiration (departure date). Once this deadline has passed, canceling the travel insurance will no longer be an option. Find out more about Montenegro travel insurance.
Can I prolong the coverage for safe travel while on the trip? The ability to do so depends on the insurance provider. Some travel insurance policies permit extensions during the journey. If you require additional coverage for an extended stay at your destination, you can request a new extension and update your plan accordingly. Be sure to explore travel insurance options that provide this flexibility.
To prolong a secure journey, you should reach out to the insurance provider to request an extension of your coverage plan. This must be done at least two days before the policy expires and is contingent upon the insurer’s approval. Review the available plans for continuous coverage options.
Is traveling safely to Montenegro costly? Not at all! For approximately R$10 per day, you can ensure a safe trip to Montenegro and other European countries. Check out further details on travel insurance for Montenegro.
What additional features are included in the hiring of travel insurance beyond the standard coverage? You have the option to add benefits such as coverage for cancelled trips, early returns, flight delays, protection for extreme sports, and baggage loss or damage. Check the specifics of the available travel insurance plans.
What are the entry requirements in Montenegro for Brazilians? Brazilians are not required to obtain a visa for stays of up to 90 days in Montenegro. However, it is important to demonstrate sufficient financial means to support your stay in the country and to ensure a safe travel experience in Montenegro. Stay informed by checking the latest updates on Join Sherpa or the official government website.
I require a safe journey to Montenegro. We need to book a secure European trip to Montenegro since it is a member of the Schengen Treaty.
